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Industry suite: SACCO and Finance

Savings, loans and member service for SACCOs

Savings and loan management, member support and mobile access for every member.

Financial charts being reviewed with a pen

Who it is for: SACCOs, chamas, microfinance institutions and other member-owned financial organisations.

We deploy the suite, configure it to how you work, move your existing data across, connect M-Pesa and WhatsApp, train your staff and then run it for you as a managed monthly service.

What you get

  • Savings and loan management on one platform
  • M-Pesa deposits and repayments posted automatically
  • USSD access for members without smartphones
  • Tracked member support

What is in the suite

  • Mifos XCore banking: savings, shares and loan management.
  • ZammadA helpdesk so every member query is tracked to resolution.
  • EspoCRMA member CRM for onboarding, follow-ups and communication.
  • USSD and M-Pesa integrationMembers check balances, deposit and repay from any phone.

Built in from day one

  • M-Pesa built in

    STK Push, Paybill and Till collections, B2C payouts and automatic reconciliation inside the systems you already use.

  • Access control

    Least-privilege access, two-factor authentication and audit trails for administrative actions.

  • Data Protection Act aligned

    Hosting choices, access controls, backups and privacy processes designed with the Kenya Data Protection Act, 2019 in mind.

How we deliver

Six steps, from first call to long-term support.

Discovery

We learn how your organisation works today, its pain points and its goals.

Recommendation

We propose the right systems, integrations and plan, with clear pricing in KES.

Setup and migration

We deploy the systems, configure them to your workflows and move your existing data across.

Integration

We connect M-Pesa, WhatsApp, SMS, eTIMS and any other tools you rely on.

Training and go-live

We train your staff, provide guides and support the launch closely.

Ongoing management

We host, monitor, back up, update and support the systems month after month.

Engagements run as fixed-quote projects, managed monthly plans, support retainers or fractional IT. See how we work.

See the SACCO and Finance suite in action

Book a free demo and we will walk you through it with examples from your sector, then quote in KES.